10 ways to Spend Smarter

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Even if you live in the most vibrant economy there is wisdom is spending wisely.  Spending smart should really not be something we do when tightly squeezed but at all times. In fact it is more important to spend smart when you are buoyant as you are able to save for your future and cushion the effects of a rainy day.  Here are 10  tips which I try to use to spend smart. Budget wise: Have a budget and  stick with it. At the start of every year or month create a spreadsheet where you put in your expected income […]

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